Keep these things in mind while getting mediclaim Insurance

Everyone if financially capable should get MEDICLAIM Insurance for him/her or  his/her family for medical exp.

Reimbursement as chances of any of family member of facing diseases like COVID-19 etc. Insurance companies are providing online payment facilities.

While taking medical policy,you should check following:

1. ✅ Cashless claims and amount
2. ✅ No. of network hospitals
3. ✅ Inbuilt OPD amount
4. ✅ Claim settlement ratio
5. ✅ Day care procedures
6. ✅ Room rent capping
7. ✅ AYUSH benefits
8. ✅ Tax reduction in sec 80D only if payment otherwise than cash
9. ✅ Digital claim settlement facility

(Author of this article is C.A. Pradeep Kumar Varshney.He is an Expert of Economics)